Online Mutual Fund Calculator

Investing in a systematic manner with mutual fund is a good approach to maximize wealth.


Monthly SIP Investment (₹)


Investment Period (Year(s))


Annual Return Rate (%)

Total Investment
Wealth Gained

Total Investment

12,000

Wealth Gained

809

Corpus Value

12,809




You must have heard a line “Mutual Funds Sahi Hai”. But are they really good for you. Let’s find it out. So, first of all you should know what is a mutual fund?

Mutual funds are the professionally managed funds or portfolios which pools money from various investors and invest in equity shares and/or debt as per the pre defined investment objective. Each and every mutual fund scheme has to mention investment objectives in the offer document. The scheme investment objective specifies where the pooled assets will be invested by the fund manager.

One must read the offer documents (SID, SAI &KIM) carefully as these will provide all the information regarding the schemes past performance, fund house details etc.

What are the Benefits of  Investing in Mutual Funds ?

  • Diversification of risk
  • Small investment
  • Professional management
  • Various categories like equity, debt, hybrid and so on
  • Various modes of making investment like SIP, lump sum , STP, etc.

Who Should Invest in Mutual Funds ?

Every individual has some financial goals which he wants to achieve and in order to achieve those goals one has to invest somewhere. These financial goals could be your children’s marriage, their education or your own retirement. Mutual funds provide a means of investing efficiently and effectively.

All the financial goals of an individual can be easily achieved through mutual funds. All one has to do, is to plan beforehand and invest the required amount for achieving that particular goal.



Are Mutual Funds Risky?

Not really! Mutual funds offer a variety of categories to its investors ranging from pure equity to pure debt instruments. Though it not incorrect to say that equity as an asset class is risky, however, one must not forget that the funds are managed by experts and equity is the only asset class which can provide superior returns over a long period.

What is the Difference Between Debt and Equity Schemes?

Debt schemes generally invest in corporate bonds, commercial papers, government securities and various other money market instruments while equity schemes invest in stocks of the listed companies.

One may go for any of these categories depending on their risk appetite, liquidity requirements and time horizon.

Further Reading:

www.mutualfundssahihai.com

www.amfiindia.com

If you have any queries or suggestions, please contact us at bestadvisor2020@gmail.com.

Disclaimer

We do not offer any financial advice/recommendations through this website. This website should be used only for informational/educational/knowledge enhancement purposes.
Investment in mutual funds or any asset class comes with an inherent risk. This is just a web-based tool for getting a rough estimate about the future value of your SIP/lump sum investments. The calculations are based on projected annual returns and periods. The actual annual returns may be higher or lower than the estimated value and it may have a significant impact on the final returns/goals.
So, you are requested to kindly do your own analysis or hire an expert financial advisor/planner before making any investment decision.

Notice: I do not receive any "payment" or "fee" or "commission" for listing the funds on the website. You are requested to suggest any new features or report any error to help us to improve this website.

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